COF
LONGINSIDER SELLCONGRESS BUYCAPITAL ONE FINL CORP
Research: Finviz ↗·Perplexity ↗
🗄 Viewing archived Q1 2026 data — frozen, no longer refreshed.
News Summary
PositiveCapital One delivered solid operational execution post-Discover integration with Q2 2026 EPS of $5.81 (adjusted) and strong credit metrics, though Q1 earnings missed consensus estimates due to higher-than-expected credit loss provisions. The $35.3B Discover acquisition fundamentally transformed COF into the largest U.S. credit card issuer with its own payments network, positioning it to capture synergies while reducing Visa/Mastercard dependence, but integration risks and potential regulatory headwinds from Trump's proposed 10% credit card rate cap remain key variables.
Red flags
- •Q1 2026 adjusted EPS of $4.42 missed consensus of $4.57 by ~3.4%
- •Credit loss provision of $4.07B in Q1 exceeded analyst expectations of $3.77B
- •Potential material impact from proposed Trump credit card interest rate cap at 10% if implemented
- •Ongoing CFPB Civil Investigative Demand relating to savings account products (status unclear as of news cutoff)
- •Significant integration execution risk on $35.3B Discover and $4.5B Brex acquisitions with key migration milestones still pending (Discover tech stack completion Q3 2026, back book Q1 2027)
Funds Buying (3)
| Fund | Manager | Shares Held | ∆ Shares | Position Value | % of Fund | QoQ | Status |
|---|---|---|---|---|---|---|---|
| Point72 | Steve Cohen | 1.6M | +452K | $301M | 0.5% | +38% | Existing |
| D1 Capital | Dan Sundheim | 1.1M | +289K | $204M | 1.8% | +35% | Existing |
| Soros Fund Management | Soros Family Office | 180K | +180K | $33M | 0.5% | — | NEW |
Shares Held and Position Value reflect total quarter-end holdings. ∆ Shares is the change from the prior quarter. % of Fund is the position's share of the fund's reported equity portfolio — it drives the size weighting in the conviction score.
Portfolio Context
Where COF ranks in each buying fund's book, and the positions immediately around it. What a holding sits next to often says more about the thesis than the position size does.
position #23 of this fund's book
- 20PROCTER & GAMBLE CO$303M
- 21T-MOBILE US INC$303M
- 22COMFORT SYS USA INC$302M
- 23CAPITAL ONE FINL CORP$301M
- 24INTUITIVE SURGICAL INC$293M
- 25ADVANCED MICRO DEVICES INC$288M
- 26MONDELEZ INTL INC$284M
position #27 of this fund's book
- 24COUPANG INC$219M
- 25DOORDASH INC$216M
- 26CARVANA CO$210M
- 27CAPITAL ONE FINL CORP$204M
- 28MARTIN MARIETTA MATLS INC$190M
- 29SPOTIFY TECHNOLOGY S A$165M
- 30JOHNSON CONTROLS INTERNATION$160M
Values are quarter-end position sizes. Shown only for funds where COF ranks inside their 40 largest equity positions — below that, neighbouring names carry no signal. Adjacency is an inference about a fund's reasoning, not a disclosure of it.
Signal History
Same issuer appearing in consecutive quarters — persistent institutional conviction. Returns are frozen at each archived quarter's last refresh.
Insider Activity
| Name | Title | Type | Shares | Price | Value | Filed | Src |
|---|---|---|---|---|---|---|---|
| Zamsky Michael | Chief Credit & Fin'l Risk Off. | SELL | 5K | $218.02 | $1.19M | 2026-08-10 | ↗ |
| Raghu Ravi | Pres, Software, Intl & Sm Bus | SELL | 50 | $218.49 | $0.01M | 2026-08-07 | ↗ |
| Mouadeb Mark Daniel | President, Card | SELL | 1K | $220.00 | $0.26M | 2026-08-04 | ↗ |
| Cooper Matthew W | General Counsel & Corp Secy | SELL | 4K | $219.33 | $0.77M | 2026-08-04 | ↗ |
| Mouadeb Mark Daniel | President, Card | SELL | 690 | $215.00 | $0.15M | 2026-08-03 | ↗ |
| Raghu Ravi | Pres, Software, Intl & Sm Bus | SELL | 3K | $209.27 | $0.72M | 2026-07-31 | ↗ |
| Raghu Ravi | Pres, Software, Intl & Sm Bus | SELL | 6K | $210.02 | $1.22M | 2026-07-31 | ↗ |
| Raghu Ravi | Pres, Software, Intl & Sm Bus | SELL | 444 | $210.70 | $0.09M | 2026-07-31 | ↗ |
| Golden Timothy P | SVP, Chief Accounting Officer | SELL | 3K | $211.00 | $0.74M | 2026-07-29 | ↗ |
| Cooper Matthew W | General Counsel & Corp Secy | SELL | 4K | $208.00 | $0.73M | 2026-07-07 | ↗ |
| Cooper Matthew W | General Counsel & Corp Secy | SELL | 4K | $183.36 | $0.64M | 2026-06-02 | ↗ |
| Haggerty Kaitlin | Chief Human Resources Officer | SELL | 119 | $182.59 | $0.02M | 2026-05-13 | ↗ |
| Cooper Matthew W | General Counsel & Corp Secy | SELL | 4K | $183.93 | $0.64M | 2026-05-12 | ↗ |
| Haggerty Kaitlin | Chief Human Resources Officer | SELL | 1K | $183.93 | $0.24M | 2026-05-12 | ↗ |
| Karam Celia | Pres, Retail Bank | SELL | 2K | $192.58 | $0.34M | 2026-05-01 | ↗ |
| Dean Lia | Pres, Banking & Prem. Products | SELL | 2K | $185.61 | $0.31M | 2026-04-01 | ↗ |
| Karam Celia | Pres, Retail Bank | SELL | 1K | $185.61 | $0.20M | 2026-04-01 | ↗ |
Congressional Trading
| Member | Chamber | State | Type | Amount Range | Transaction Date | Filed | Src |
|---|---|---|---|---|---|---|---|
| Alan Armstrong | senate | — | BUY | $1,001 - $15,000 | 2026-03-27 | 2026-07-21 | ↗ |
Periodic Transaction Reports filed under the STOCK Act. Amounts are disclosed as ranges, not exact dollar figures.